I hacked services off of the cell bill, cancelled netflix, downgraded my internet connection, etc., etc. When we needed a 2 bedroom apartment I found one for the same price as our 1 bedroom. It was full of roaches and managed by a woman who fixed nothing and stole our deposit and first month's rent.
We had to move, and our current apartment is wonderful--but $75/mo more expensive. We squeak by. I have instituted new money-saving strategies such as not buying any item at the grocery store more than $2.50 unless it is an ingredient in a meal to be cooked at home. I have invested in fluorescent lights and taken the further step of reducing 4-bulb fixtures to 2 bulbs. I go over the details in my bills like a hawk. My cell phone contract is up in November, and I will be cancelling my service, leaving my wife's cell phone as our only phone--we don't have a landline.
And yes, we are signed up for the low-income discount with the electric company, and I receive advance EIC credit in my paycheck.
Even with these, we barely get by. I would cancel my health insurance from my employer and just leave my wife on there if I thought she would let me get away with it. I don't know what else to cut. I am tired of racking my brain month after month for another way to free up more money. I am tired of having to keep hawk eyes on my bank account so we don't overdraw because we live paycheck to paycheck.
I don't even have any debt to pay on, I am completely debt free! All of this money is going for month-to-month bills.
I have "frugal fatigue."